Mortgages and lending · with Lendi Financial
Home loans and lending advice, through Lendi Financial.
Whether you're buying your first home, refixing, refinancing or investing, Lendi Financial compares home loans from more than 28 lenders and guides you from pre-approval to settlement. We introduce you, and Lendi looks after your lending from there.
Our mortgage partner
Lendi Financial
- Compares more than 28 lenders, from the main banks to specialist lenders
- No advice fee for most main-bank home loans
- NZ-owned and licensed, helping clients across New Zealand
Opens Lendi Financial's form on lendi.co.nz. Free, with no obligation.
What Lendi Financial helps with
Home loans
From your first home to your next rental, with the loan set up around your plans.
Your first home
What you can borrow, using your KiwiSaver, low-deposit options, and every step from pre-approval to settlement.
Refixing and refinancing
A review before your fixed rate ends, or a move to a lender with a better rate, cashback or loan structure.
Investment property
Buying your first rental or growing a portfolio, with lending structured for investors.
Building and renovating
Construction loans paid in stages as the build goes up, and lending for major renovations.
Top-ups and restructuring
Borrowing more against your home, or bringing other debts into your mortgage.
Bridging finance
For when you're buying your next home before the current one sells.
Business lending
For business owners, through the same adviser.
Growth and working capital
Funding to expand the business, or to smooth out cash flow.
Commercial property
Buying or refinancing premises for your business.
Vehicles and equipment
Finance for work vehicles, machinery and equipment.
Some lending depends on the adviser's accreditation. Lendi confirms what it can help with before giving advice.
Why we introduce clients to Lendi
A mortgage adviser who compares lenders for you and handles the process from start to finish.
More than 28 lenders
From the main banks to specialist lenders, so you're not limited to what one bank offers.
No fee for most home loans
For main-bank home loans the lender usually pays Lendi, so there's normally no advice fee.
Start to settlement
Lendi guides you through the application and keeps it moving with the lender.
NZ-owned, nationwide
A family business based in Northcote, Auckland, helping clients across New Zealand.
How it works
One introduction, then Lendi Financial takes it from there.
- Step 1
Ask for an introduction
Fill in the short form on Lendi Financial's website, or ask your Arcadia adviser.
- Step 2
It goes straight to Lendi Financial
Your details and what you need help with go directly to Lendi Financial's advisers, so they know what you need before they get in touch.
- Step 3
Lendi Financial takes it from there
Lendi Financial contacts you directly, gives its own advice and looks after that side from then on. We stay your adviser for personal insurance and KiwiSaver.
Request an introduction
Ask for an introduction to Lendi Financial.
Tell Lendi Financial what you need help with. It takes a minute, and there's no obligation.
- Your request goes straight to Lendi Financial.
- Lendi Financial contacts you directly and gives its own advice.
- Already an Arcadia client? Your adviser can make the introduction too.
Our mortgage partner
Lendi Financial's introduction form
Lendi's short form asks what you need help with and the best time to call. A Lendi mortgage adviser then contacts you to talk through your options.
Request an introduction (opens in a new tab)Opens on lendi.co.nz, where Lendi Financial's privacy policy applies.
Questions
Introductions, answered plainly.
Does Arcadia give mortgage advice?
No. We give advice on personal insurance and KiwiSaver. For home loans and other lending, we introduce you to Lendi Financial, who give their own advice.
Do I need to be an Arcadia client?
No. Anyone can ask for an introduction, and there's no obligation to go ahead with Lendi Financial.
Who is responsible for the advice?
Lendi Financial and its advisers, under its own licence. Lendi Financial is a separate business from Arcadia and is responsible for its own lending advice.
Can you set up insurance for the new mortgage?
Yes, that's what we do. We can arrange life cover, mortgage protection and income protection to start on settlement day, so the loan is protected from the day you take it on.
Does Arcadia get paid for the introduction?
Lendi may pay Arcadia a referral fee if your lending goes ahead. Lendi's own disclosure explains how it handles referral payments.
Where we come in
Protect what you're borrowing for.
A new mortgage is the moment to check your cover. If you couldn't work, or the worst happened, the repayments would still be due. We can set up mortgage protection, life and income cover to start on settlement day.
What if I couldn't work for months and the mortgage payments kept coming out?
A monthly payment toward your mortgage or rent if illness or injury stops you working.
Mortgage protectionWhat if I died and the mortgage, the bills and the kids were all still here?
A lump sum paid to your family if you die or are diagnosed with a terminal illness.
Life insuranceWhat if I was too sick to work for a year and my pay just stopped?
Money each month to replace most of your income if illness or injury stops you working.
Income protectionLendi Financial Limited (FSP1006898) holds its own Financial Advice Provider licence. It's a separate business from Arcadia Financial Services Limited, gives its own advice and is responsible for it. Arcadia doesn't give advice on mortgages or other lending. Lendi Financial may pay Arcadia a referral fee if you go ahead. Find out more at lendi.co.nz.
Borrowing for a home? Protect it too.
Get your free quote for mortgage protection, life and income cover. We work out what makes sense for you, then compare the insurers.